Wise Sign up Bonus for New Members (7 Easy Steps)

As a Wise customer, you can share your referral link with family and friends. If three referrals wise sign up bonus using your referral link and send money abroad ($300 or more), you can earn up to $200. Your referrals also get a free transfer within the specified limits.

  • A rewards program in place at Wise allows you to earn money for referring friends to the service.
  • When you sign up for a new account, a code is automatically generated, and you can find it on the invite page of your Wise account.
  • For every three friends you refer who completes a qualifying transfer, you’ll receive CAD 75 (or £50).
  • An international transfer that qualifies involves currency conversion and having a value of at least $300 (£200 equivalent).
  • It will be free for your friend, and the referral will count towards your rewards.
  • What if their first transfer is less than $300?
  • They will still be able to transfer funds for free, but you will not be eligible to receive rewards for referrals. The good news is that any subsequent transfer with a value greater than $300 will count.

The Referral Wise Sign up bonus program works like this:

You can get your invite link from your Wise account
Please share the link with your friends.
You complete a single transaction worth at least $300, equivalent to £200.
Referrals count towards your $75 or £75 reward.

With TransferWise’s referral program, you can refer as many people as you want and earn as much.

Wise signup bonus

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Wise Money Transfer: How it Works

To send money through the platform, follow these steps:

Enter the amount and the currency you wish to send
Choose the recipient’s currency, and the amount they’ll receive will be displayed based on the current exchange rate.
Provide the recipient’s bank account information
Verify your identity if necessary 
Pay for the transfer using one of the available options.

According to the funding type and currency pairs, your recipient will receive the funds within a few hours or 1-2 business days.

You can fund your account with a credit card, debit card, direct debit, domestic wire transfer, or by paying your bill.

In an international money transfer, funds are transferred from one bank account to another bank account in another country. Online money transfers to the USA are fast, low-cost, and secure.

Compare money transfer services to the USA.

  • The exchange rate at Wise does not include any hidden fees.
  • This results in fair,
  • low-cost transfers every time.
  • Reuters provides the exchange rate.

Compare Wise’s exchange rates and fees with those of some of the biggest money transfer and remit services, such as Barclays, MoneyGram, or WorldRemit.

Three easy steps to send money to the USA

1. Start your transfer.

You can pay in GBP using your debit, credit card, or online banking.

2. Get the best rate out there.

Wise always give you the real and fair mid-market exchange rate.

3. Money is locally delivered.

Directly from Wise’s local bank account, the recipient receives money in their currency.

What is the cost of transferring money to the USA?

  • The total cost of sending money in GBP to the USA is 0.35 GBP + 0.35 % of the amount that’s converted (you’ll always see the total cost upfront).
  • Some payment methods charge an additional fee, but it’s usually not much.
  • There are no big fees, hidden or otherwise. This is cheaper than what you’re used to.

How long does it take to transfer money to the USA?

  • Many popular routes can be sent with Wise as a same-day or instant money transfer within one day.
  • The delivery time of a transfer may be affected by different payment methods or routine checks. Each step will be tracked in your account, and you can always stay up to date.

Wise is easy how to send money to the USA.

Wise makes transferring money to the USA a breeze:

  1. Tap in how much to send and where to send it.
  2. You can then make a local payment to Wise via wire transfer, ACH, debit card, or credit card.
  3. And that’s it.

When you use Wise, your money is converted at the ‘inter-bank’ rate, which is the real rate, so you save a lot (even though the guys say there’s no commission). On Wise, there are no sneaky bank surcharges or creepy hidden charges.

Available payment methods
Bank Transfer
Debit Card
Credit Card

How to send money to the USA

With Wise, you can send money in a variety of ways based on your payment method. There are some payment methods that are faster than others. Some are instant, and others are cheaper.

The following are the best ways to transfer money to the USA with Wise:

1. The most cost-effective way to fund your international money transfers with Wise is to use a bank transfer. 

While bank transfers may be slower than debit or credit cards, they typically offer the best value for your money. 

2. Debit Card

Transfers are easy and fast with a debit card. They are also usually cheaper than credit cards, as credit cards are more expensive to process. 


A credit card is an easy and fast way to pay. In addition to Visa, MasterCard, and Maestro, Wise accepts American Express. 


With PISP (Payment Initiation Service Provider) payments, you instruct Wise to make a bank transfer directly from your bank account without leaving our app or logging into your online banking. It’s as cheap as a manual bank transfer, but not all banks support it. 


If you use SWIFT to fund your transfer, it will usually take longer and be more expensive as your bank will charge a fee. You might also incur handling fees from other correspondent banks. 

What you will need for your online money transfer to the USA

1. Register for a free account.

Create a free account by clicking ‘Sign up. It only takes a few seconds. This can be done on our website or on our app. We require an email address or a Google or Facebook account.

2. Create your first transfer.

Send us the amount of money you want to send and where you want it to go by using our calculator. Our fees will be displayed upfront. We will also let you know when your money will arrive.

 3. Describe yourself briefly.

  1. We’ll ask if you’re sending money as an individual or a business. We also need your full name, birthday, phone number, and address. You know, the usual.
  2. Let us know who you’re sending to.
  3. Yourself, perhaps? Another person? A company or organization? Select your answer. We’ll then need some basic information about your recipient, including their bank details. (Though we hope they’ll want one soon.) They need a bank account, but not a Wise account.
  4. Make sure everything is in order.
  5. The transfer summary will appear. If everything looks okay, click Confirm. If necessary, make any changes.
  6. Finally, pay for your transfer.
  7. Would you prefer a wire transfer? A credit or debit card? A few steps are involved in each payment method, but they’re easy to follow and shouldn’t take you more than a few minutes. 

Wise Review: Pros & Cons

Wise: Pros

Free account
Low fees
High security

Wise: Cons

No banking license
It doesn’t have a premium plan.
It doesn’t offer cashback.


The best way to transfer money with Wise depends mainly on your payment method. Certain payment methods are faster than others. Some are instant, while others are cheaper. Wise offers the following international money transfer options:


How does an international money transfer work?

In an international money transfer, funds are transferred from one bank account to another bank account in another country. With Wise, sending international money transfers can be a lot cheaper than with a traditional bank.

Do international money transfers take a long time?

With Wise, you can send money within one day – or even within seconds for popular currencies. Delivery times can be affected by payment methods and routine checks. The transfer will always be tracked in your account, and we’ll keep you updated.

Sending money abroad: What is the best method?

Depending on your payment method, you can choose how you want to send money with Wise. Some methods are faster than others, while others may be more expensive.

What is the guarantee that the money will arrive?

Our company follows a strict set of rules established by regulatory agencies in every country we operate in, so you can rest assured that we’ll send the money exactly where you instructed us to send it. Downloading a transfer receipt will allow you to check what recipient details you entered.