Plynk : An Easier Way to Invest


Plynk lets investors use their unused gift card values to buy stocks and mutual funds. Investing app for novices with no experience offers educational content along the way in simple language and jargon-free language.

Investors can start with just $1.001

Have you ever felt confused when you want to buy a share of stock but don’t know what it is? Have you been nervous about investing because you think you should be a “professional? “professional? “professional? That’s okay! Start investing with as little as $1.00 with Plynk, and you’ll gain the knowledge along the way.

Plynk users can purchase a piece of a company’s stock for a specific dollar amount, making it more practical for beginners.

About Plynk

Investing has never been easier thanks to Plunk, an app that simplifies the process for beginners. Plynk allows you to easily and comfortably start investing, get comfortable and grasp the concept while being created by people who are passionate about making investing simple. To make investing easy, Plink offers clear explanations and straightforward language. Plunk’s tutorials and how-tos include tips and how-tos that are easy to understand for beginners.


Before investing, investment objectives, risks, charges, and expenses of mutual funds or exchange-traded products should be considered. For a prospectus or, if available, a summary prospectus containing this information, contact Plynk or visit the PlynkTM app. Carefully review it. Investments involve risk. It is possible to gain or lose money on your investment over time. Neither past performance nor future performance is certain. Companies, industries, political developments, regulatory changes, market events, and economic events can significantly impact the stock market. The loss of principal is a risk associated with investing in stocks, mutual funds, and ETFs.

A monthly subscription fee of $2 applies after three months of free service.

View our terms and conditions for more information about our $20 sign-up bonus.

Before investing, consider the investment objectives, risks, charges, and expenses of a mutual fund or exchange-traded product.

You can request a prospectus or a summary prospectus if available through the Plynk app. Read it carefully.

Investors need to be aware that risk is involved. It is possible to gain or lose money over the course of time-based on the value of your investment.

Past performance does not guarantee future success.

Companies, industries, political, regulatory, market, or economic developments are often what cause stock markets to fluctuate significantly. There is a risk of losing principal when investing in stocks, mutual funds, and ETFs.

Plynk is removing barriers to investing with features such as:

Hands-on Learning:

Plynk’s easy-to-use experience helps beginners learn about investing while making it enjoyable. Plynk is a hands-on “learn by doing” app that includes straightforward explanations, tips, and education.

Familiar Shopping Cart Experience:

Making the first in investments can be made using the app by redeeming gift cards and “found money” to turn those into cash. The statement is one of the biggest obstacles beginners face. Taking this information into account, Plynk asks several simple questions in order to sort and filter investments – displaying stocks, mutual funds, and exchange-traded funds that may be of interest. The user simply adds the amount of investment to the shopping cart when they are ready to invest.

Turn Gift Cards into Investible Cash3: 

Plink allows you to invest money that would otherwise sit in a junk drawer. Investors can use the app to redeem gift cards and convert unused dollars and “found money” into cash they can invest.

$20 Sign-up Bonus:

In an effort to encourage beginner investors, Plynk is giving its new users an unexpected $20 sign-up bonus4. Additionally, customers receive free service for three months after they sign up. The subscription will cost $2.00 a month after three months.

Invest with PlinkTM, an app that will help you learn as you go. With simple language, tips, and how-tos, we’ve replaced the confusing jargon and complex charts.

• Start investing with as little as $1

• Language is straightforward and easy to understand

• Find investment ideas based on your interests

• Easy access to your money and investments

• Redeem unused gift cards for money to invest

Whether you’re trying to learn something new or master something difficult, it’s always a great feeling when everything just clicks. That’s exactly the feeling you get with Plynk—an intuitive new investing app that helps you get started and get the hang of investing.


Our goal is to make it simple to get started investing and to learn along the way. You can start small and build on it all over time.

• Easily see how your investments are doing

• Sort and filter investments by size, rating, and performance

• Additional bug fixes and performance enhancements

Investing with Plynk allows you to choose from stocks, ETFs, and mutual funds. You can invest any amount you want – whether it is $1, $10, or $100.

Start today with a $20 sign-up bonus when you download.


Our goal is to make it simple to get started investing and to learn along the way. You can start small and build on it all over time.

• Easily see how your investments are doing

• Sort and filter investments by size, rating, and performance

• Additional bug fixes and performance enhancements

PLANK – Beginners Investor App: Earn $20 Sign-Up Bonus for Linking Your Bank Account + New $50 Referral Rewards

  • The Plynk investing app for beginners is designed to help new investors get started with as little as $1 and learn along the way as Plynk guides you through the process of investing in the stock market.
  • You can also get a $20 sign-up bonus and a 3-month free trial ($2/month thereafter) when you link your bank account with the Plynk app.
  • Plynk has also developed a new referral program in which current users may earn $50 if they refer others to join and link their bank accounts, for up to 3 referrals totaling $150 in rewards.
  • If you are new to investing, Plink offers a simple trading platform that can help you learn during the process. To get started, download the beginner investor app for iOS or Android.

Plynk App $20 Sign-Up Bonus

1. You can download the app or visit to get started. There is no need to provide a promotional link to get the $20 bonus, and all new accounts can avail of it.

2. After downloading the Plynk app, create a new account (it takes a few minutes with no waiting period for approval).

3. To qualify for the $20 bonus, Plynk app users must link their bank accounts (no deposit is required).

4. Plynk will deposit $20 USD into your Plynk account within 30 days of meeting the conditions.

5. For you to withdraw the $20 bonus, you must either deposit cash or securities from an external account into your Plynk account OR take some action in your account to invest in an investment other than the default sweep into a Core Fund position.

About Plynk Investing App

  • Plynk lets you define your interests with its self-guided tool, or you can see investments based on categories like artificial intelligence, fintech, exchange-traded funds, mutual funds, and many more.
  • Plynk’s investing app explains investments in plain language, provides investment tips and offers how-to guides that are easy for beginners to understand.
  • You can invest with as little as $1 by linking your bank account to Plynk, or you can even redeem your unused gift cards for cash to invest.
  • With your investment account, you can choose from stocks, ETFs, and mutual funds, set up automatic monthly investments, or make multiple investments at once with the “Add to Cart” feature.
  • As soon as you’re ready to withdraw your funds, you can send them to a bank account, PayPal, Venmo, or even another Plynk user.
  • During the first three months of subscription, Plink is free, after which a $2 monthly fee applies, which will be withdrawn directly from your linked bank account.
  • However, if you decide it’s not for you, it’s easy to close your Plynk account at any time from directly within the Plynk app.
  • Plynk doesn’t charge commissions on trades for beginners, but with their $2 monthly subscription fee, you might consider a Stockpile brokerage account since it has no costs whatsoever.
  • Get started with investment by downloading the Plynk app and taking advantage of a $20 welcome bonus and a free 3-month trial period.

Plynk $50 Referral Bonus Rewards

  • You can earn up to $150 when you refer up to three friends through Plynk’s referral program, which runs through October 29, 2021.
  • Your unique referral link is available in the Plynk App if you are eligible for the referral program.
  • For the referral program at Plynk, you must have linked your banking account and deposited up to $100 into your Plynk account.
  • If you refer a new Plynk user who signs up and links their bank account, you will earn a $50 bonus reward.
  • Your total referral bonus is $150 over 12 months, and you cannot withdraw or transfer your $50 referral credits until 30 days after receipt.

Personal Experiences with Plynk

  • I just received an email from Plunk that my free trial has been extended until December 31, 2021. This means that I can continue to use the platform for free all the way to the end of the year.
  • The bonus of $20 and the free trial period of three months will enable them to review their services.
  • Plynk’s account-opening process was fairly seamless. I had to supply my name, address, and social security number, followed by a security code that I received by text message to complete the process.
  • Upon creating my Plynk account, I received approval as soon as I provided this information, so there was no waiting period and no need to submit any pictures or selfies like that.
  • For the $20 bonus, I linked my Chase Bank account, and instead of using Plaid to link your bank account, they require your routing number and account number, so this may be a better option for those who would rather not provide their login credentials.
  • Linked bank accounts are required for Plink’s $20 sign-up bonus, but I deposited just a few dollars anyway to avoid the 30-day holding period on my $20 bonus funds when I receive them.
  • While I do intend to invest with Plynk’s platform to set it up and see how it works, if I don’t like it, I will be able to sell my investments and withdraw the $20 bonus without waiting for the 30-day holding period.
  • The Chase Bank and several other Plynk partner banks instantly make money available to investors. Therefore, if you link these banks, you won’t have to wait for your funds to be cleared before you can invest them.
  • Plynk’s brokerage platform appears to be easy to navigate, and I have easy access to all the information I need to make investments.
  • This app is definitely geared towards beginning investors thanks to its self-guided feature as well as the easy-to-understand categories that allow users to locate quickly.
  • Plynk offers a 3-month free trial, and if I decide I want to continue using it, the $2 monthly fee won’t be too hard to handle, although other free platforms like Webull and Robinhood might be more suitable. Investors once you get past the beginner stage.
  • In general, the Plynk brokerage platform seems to be a good starting point for beginning investors, as it’s very easy to get started and learn along the way if you want to try investing in stocks, ETFs, or mutual funds.
  • Plynk offers a $20 sign-up bonus and a 3-month free trial, so I figured I’d give it a try, even if I close my account before the monthly subscription fee kicks in.
  • There will be no Plynk Referral Program for users as of July 21, 2021. However, they may introduce one in the near future.


Who is plynk for?

Plynk was created with beginner investors in mind. You don’t need any experience to use the app. You can get started, gain confidence, and gain knowledge as you go.

What can I invest in with plynk ?

Plynk customers can invest in stocks, exchange-traded funds (ETFs), and mutual funds.

Does it cost any money to use plynk ?

It’s free for 3 months on the Plynk app. Thereafter, it costs $2 per month.


The first three months of Plynk are free, but after that, a $2 monthly subscription fee applies. Risks associated with investing include those associated with loss. You can learn more at You will receive your welcome bonus within 30 days after completing the sign-up process. In order to participate in the bonus program, a participant must be eligible for Plynk’s decision, and all bonuses are at Plynk’s sole discretion. Terms and conditions can be found at