11 Best Referral Bonus Apps to Earn Money 

Are you looking for ways to earn some extra money? In the world of business, referral programs are becoming increasingly popular, especially for e-commerce industries. 

By sharing products you love with your friends, family, or social media followers, you can earn money, credits, discounts, or gift cards if they sign up or make a purchase using your referral link. 

In this article, we’ll introduce you to the 11 Best Referral Bonus Apps to Earn Money, like Rakuten, Moomoo, Swagbucks, and many more. We’ll also discuss how to promote these programs effectively. So, let’s dive right in!

Also, know about Temu Referral Code to earn money.

11 Best Referral Bonus Apps to Earn Money:

1. Rakuten:

Rakuten is a cashback app that offers a referral bonus. Rakuten rewards its members for spreading the word about earning Cash Back. 

Give your friends and family a unique referral link by text, email, or social media, and when they sign up through your link and make a qualifying purchase, both of you can earn a $30 bonus

Check the promotion page on their website for the most current Offer.

2. Moomoo:

Moomoo is a platform for investment and trading, offering a range of professional-grade tools, data, and insights to empower global investors. 

The platform provides all users with the necessary technological resources to make more informed investment decisions. If you refer a friend to this trading app and they deposit at least $100, you’ll receive five free stocks. 

These stocks can be worth up to $2,000, making it one of the best referral programs available that offers cash or rewards.

Also, read Venmo Sign Up Bonus.

3. Swagbucks: 

Swagbucks is a mobile app that rewards users with cash for completing surveys, watching videos, playing games, and downloading apps.

Additionally, the Swagbucks referral program pays you $3 (300 Swagbucks) for each friend you refer, and you’ll also get 10% of the Swagbucks earned by your referrals. 

If you make a $25 purchase from any of Swagbucks’ partner websites, you will receive a $10 bonus.

4. Tornado:

Tornado, previously known as Nvstr, is an investment app that provides a referral reward ranging from $10 to $1,000. 

The reward amount is randomly selected, but the minimum amount is $10. Furthermore, your referred friend will receive a sign-up bonus of $10 to $1,000.

Also, know Venmo Free Money Code.

5. InboxDollars:

InboxDollars is a well-known website that provides multiple ways to earn money, including taking surveys, watching videos, playing games, and trying out free offers.

Additionally, you can earn a 10% commission on your referrals’ earnings, and they will receive a $5 bonus upon signing up.

6. Panel App:

Panel App is a loyalty club that is completely free to use on your mobile device. You can earn points by taking surveys. 

When you sign up with a referral code, you’ll receive a bonus of 500 points. Furthermore, you can also earn 500 more points when your friends enter your code and sign up.

Start earning rewards today with the Panel App!

7. KashKick: 

KashKick offers a platform where users can earn rewards across various categories of games. 

It is a website that provides opportunities to earn money by completing online surveys and small tasks. 

KashKick features a multi-level referral program that allows you to earn 25% of the points earned by anyone you refer. 

Additionally, you can earn 5% of the points earned by those referred by your friends.

8. Drop:

Drop is a cashback app that rewards you for referring friends. 

Share your unique link, and when your friend joins using it, they’ll get $10 off their first $50 purchase

Credits are valid for 30 days after signing up.

Also, Know the Best Apps to get $100 Sign-up bonus.

9. Discover: 

If you have a Discover card, refer a friend and get a $100 bonus when they apply for a credit card and make a purchase. A $100 bonus will also be given to your friend.

10. Ibotta: 

Ibotta is a popular cashback app that offers a referral program. When you refer a friend, you and your friend both earn cashback rewards. 

You get $5 and your friend gets $10. Your Ibotta balance is credited with referral bonuses.

11. SoFi: 

SoFi is a bank that is nationally chartered and FDIC-insured. They offer both SoFi Checking and SoFi Savings accounts.

SoFi also offers a referral program that rewards both you and your friends with a $15 bonus.

How to promote referral programs

After setting up your referral program, you need to promote your program to encourage participants. Referral programs can be effectively promoted by using the following marketing strategies:

  • Email marketing: Introduce your referral program to your existing customers and offer them rewards.
  • Social media: share the referral program link on your social media platforms and request followers to participate in the program.
  • Blogging: write blog posts about your referral program’s incentives and how it works. Ensure that the content is easy to read, informative, and contains calls to action.


Referral bonus apps can be a fantastic way to earn extra cash. This article lists the 11 Best Referral Bonus Apps to Earn Money that offer great opportunities to earn referral bonuses. 

Whether you prefer cashback, survey apps, or investment opportunities, you can find something suitable among these top referral bonus apps. 

Start referring your friends and family today to earn money with ease.

We hope that this content is very helpful to you.

Also read: 11 Apps That Give You Instant Sign-Up Bonus.


What apps pay you for signing up?

Apps that pay you for signing up are Rakuten, Survey Junkie, Robinhood, MyPoints, InboxDollars, and more.

Can I make money with referral links?

It is possible to earn extra money online through referral programs.

Can you make $100 a day with affiliate marketing?

If you want to earn $100 per day or more online, start with a niche that offers a lot of product potential, especially digital products.