7 Best Apps Like Klarna (Buy Now Pay Later Apps)

In recent years, buy now, pay later (BNPL) apps have grown in popularity. Using them, shoppers can spread the cost of their purchases over several payments without paying interest. BNPL apps are particularly popular with younger shoppers, who are generally price-sensitive and value financial flexibility.

One of the most popular BNPL apps is Klarna. It offers various payment plans, including interest-free loans, split payments, and longer-term financing options.

But also, there are several other apps like Afterpay, affirm, Paypal, and more that offer different features and advantages along with the BNPL apps.

In this article, we will tell you about the 7 Best Apps Like Klarna (Buy Now Pay Later Apps), which you can use depending on your needs and preferences.

7 Best Apps Like Klarna (Buy Now Pay Later Apps)

However, BNPL offers a range of other great apps, each with its own benefits and features. But the 7 Best Apps Like Klarna (Buy Now Pay Later Apps) are as follows:

1. Affirm

Affirm is a popular BNPL app that offers various payment plans, including pay-in-four, monthly installments, and longer-term financing. It is also available with 3, 6, and 12-month repayment plans.

Affirm offers a convenient payment option that allows you to make four interest-free payments every two weeks. The best part is that you won’t have to worry about any late fees, prepayment fees, or annual fees.

The interest rates offered by Affirm vary from 0% to 36%, depending on your creditworthiness and the length of your payment plan.

Suggested: Temu Vs Shein.

2. Afterpay

By using “Afterpay,” you can split the cost of your purchase into four interest-free payments over the course of six weeks. With Afterpay, you can shop at thousands of brands and millions of products, both online and in-store, and pay over time without any additional interest.

Additionally, it offers flexible monthly plans of six or twelve months for larger purchases. In general, Afterpay charges no late fees for on-time payments, but late fees will be charged if you miss a payment.

Also Read: How To Pay Later On Temu.

3. Zip

Zip, previously known as Quadpay, is a popular buy now, pay later (BNPL) app that allows users to pay their purchases in four equal payments over six weeks. This means you can shop at millions of online and in-store retailers and pay later without any interest charges. 

However, if you miss a payment, Zip will charge you late fees. It’s important to note that using Zip will not impact your credit score.

4. Uplift

Uplift is an app that offers a convenient financing option for travel purchases through BNPL. It allows users to make purchases and split the total cost into fixed monthly installments.

Uplift offers flexible payment plans of 6, 11, and 18 months. Also, it charges no hidden fees or late fees. It is an excellent option for travelers who want to spread out the cost of their vacation.

5. Sezzle

Sezzle is a popular app that lets users spread their payments over six weeks at no interest. This is known as the buy now, pay later (BNPL) service. The app offers interest-free financing for all purchases with no hidden fees or late fees. 

Sezzle Purchase Power is the maximum amount that a user can spend using Sezzle. The Purchase Power is initially based on the user’s creditworthiness and may increase over time as they make responsible payments.

6. Paypal

Paypal Pay Later, also known as PayPal Credit, is a type of buy now, pay later (BNPL) service that allows you to divide your purchases into four equal interest-free installments. This service is available at millions of online and offline retailers in markets where it is supported.

You will not be charged interest or fees if you pay off your purchase within six months. By dividing your purchases into four equal installments, you can make them more affordable.

7. Apple Pay 

Apple Pay Later is a buy now pay later (BNPL) service that allows users to split eligible purchases into four equal payments over six weeks. Installments are easily tracked and managed through the Apple Wallet app.

The advantage of Apple Pay Later over traditional BNPL is that there are no fees or interest charges associated with the service. Apple Pay Later users can take advantage of its benefits, features, and considerations by understanding it. 


Online shopping has become a popular and easy way to purchase items. There are several apps that offer affordable and convenient online and offline shopping options these days. Each app has its own strengths and weaknesses, so it’s crucial to select the one that fits your needs the best.

These apps provide features such as interest-free financing, flexible payment plans, and no hidden fees. In addition, to avoid fees and damage to your credit score, you should use BNPL apps responsibly and make payments on time.

We hope that through this article, you would have got a lot of information about the 7 Best Apps Like Klarna (Buy Now Pay Later Apps). For more information, go to the website.


Is there another app like Klarna?

Yes, there are several buy now, pay later (BNPL) apps similar to Klarna, including Sezzle, affirm, Afterpay, Paypal, and more.

Does Sezzle check credit?

Yes, Sezzle performs a soft credit check when you apply for a payment plan. There is no impact on your credit score as a result of this.

What is the highest Klarna limit? 

The highest Klarna limit is $10,000.