Alternatives To Xoom: 7 Best Money Transfer Apps

Looking for Alternatives To Xoom for your money transfer needs? There are several user-friendly options, such as Wise, WorldRemit, PayPal, Remitly, and many more, that make sending money fast, secure, and convenient. 

Each of these alternatives has its features and benefits, which are suited to different needs. Whether you’re sending money to family, making business transactions, or just managing your finances, you can find the right solution for you by exploring these options.

In this article, we’ll introduce you to 7 excellent Alternatives To Xoom that make sending and receiving money easy.

Read also: Xoom Money Transfer Review.

Alternatives To Xoom

The following are 7 Alternatives To Xoom:

1. Wise

Wise, formerly TransferWise, simplifies managing finances across borders. It offers transparent fees and competitive exchange rates in over 70 countries, so there are no hidden costs in sending and receiving money.

The platform allows you to create multi-currency accounts, making it convenient for managing funds in different currencies. With its affordability, convenience, and security features, Wise is a great choice for international financial services.

Overall, Wise offers a reliable and transparent method for international money transfers that are cost-effective and hassle-free.

Also take a look at Review Of Wise Money Transfer.

2. WorldRemit

WorldRemit is a user-friendly online service that helps you send money to friends and family in over 130 countries. With this platform, you can send money from your computer or mobile device in a simple way. 

It offers a variety of payout options for your recipient, such as bank deposits, mobile money, and cash pickup, giving them a variety of ways to receive the money.

The service claims to be fast, secure, and easy to use, and it lets you know the fees and exchange rates before you send. WorldRemit makes it easy to stay connected with loved ones, no matter where they live.

Suggested: WorldRemit Review.

3. PayPal

PayPal is an online payment platform that allows you to send and receive money worldwide. It’s like a digital wallet that you can use for payments, shopping online, and sending money to your loved ones.

PayPal is accepted by many online stores, making it convenient for shopping. Also, it allows you to split bills or repay friends easily. In addition to its convenience and security, it also provides buyer and seller protection. 

It might only sometimes be the most competitive option for large transfers, but PayPal remains a trusted option for everyday online transactions and personal payments.

4. MoneyGram

MoneyGram is a well-known service for sending and receiving money internationally. The company has agents in over 200 countries and territories, so you can pick up cash or deposit it into your bank account.

With MoneyGram, you can transfer money globally via bank accounts, mobile wallets, thousands of locations, mobile phones, or online. Although MoneyGram is known for its convenience and accessibility, it can sometimes have higher fees.

Overall, MoneyGram is a fast, reliable, and convenient method of transferring money quickly and easily.

5. Remitly

Remitly is a convenient and user-friendly online platform for sending money overseas. It offers a number of methods for sending money to over 150 countries, including bank transfers, mobile money, and cash pickups

The platform also offers both standard and express delivery options, letting you choose the speed of your transfer. With their user-friendly app and transparent fee structure, they aim to simplify the experience for users. 

So, if you’re looking for a convenient and reliable option to send money abroad, Remitly is worth considering.

Read this: Remitly Review.

6. Cash App

Cash App is a mobile payment service that allows users to send and receive money quickly. It’s easy to use and user-friendly, making it a popular choice for quick transactions. With Cash App, you can link your bank account or debit card to the app, making it convenient to transfer funds. 

The app also provides a Cash Card, a prepaid debit card linked to your Cash App balance that you can use for everyday purchases. Additionally, Cash App also offers stock and bitcoin investments

7. OFX

OFX, previously known as OzForex, is an Australian company that sends and receives money internationally. It provides a cost-effective solution for international transactions with competitive exchange rates and low fees. 

With OFX, users can easily create an account and specify the amount and currency they want to transfer, and OFX facilitates the entire process securely. The platform is known for its transparency and easy-to-use interface, allowing customers to track their transfers online. 

Whether for personal or business purposes, OFX offers a reliable and efficient way to manage international money transfers with ease.


Choosing an Alternatives To Xoom depends on your specific needs. If you prioritize transparency and cost-effectiveness, Wise might be a good choice. PayPal offers convenience but with potentially higher fees, while Remitly is fast and flexible. 

Ultimately, the best option depends on the countries you’re transferring money to, the amount, and your preferences for fees and delivery speed.

We hope that in this article you have got a lot of information about Alternatives To Xoom.

Also read: Remitly Alternatives.


Does wise send money instantly?

Wise offers same-day transfers and instant money transfers on many popular routes. The transfer delivery time may vary depending on the payment method or routine check.

How long does a Xoom transfer take?

Depending on the method, it can take as little as minutes (cash pickup) or as long as four business days (bank deposit). For a more accurate view, Xoom estimates delivery times during transfer.

Do I need a PayPal account to use Xoom?

No, you don’t need a PayPal account to use Xoom. With Xoom, you can transfer money directly from your bank account, debit card, or credit card.

Is Xoom a Chinese company?

No, Xoom is not a Chinese company. The headquarters of Xoom are located in San Francisco, California, the United States.